First Date Finances.

This is the first of (hopefully) many financial tidbits.

I was working out this morning (yes you read that right) and while running on the treadmill was watching the Today Show. They were showing a clip about a credit score dating website, based on(you guessed it) finding a match for you based on credit scores. WEIRD. Anyways their financial expert did state one thing that I thought was very important and that every couple should do. I believe this is somewhat common sense, but for those of you who hadn't thought of it yet....youre welcome.

This is not necessarily first date material....but I would have this conversation take place sometime between then and getting married. You should know the following things about your significant other:

1. How much they make?

2. What they own?

3. What they owe?


I think all of this questions are important. The first one is kind of something I think that you would know naturally. But if not, it is going to be necessary is order to form any sort of budget/ spending habits. The second is important so that you will know what assests are actually theirs (paid off and all) and which ones that are still purchasing (financing). And lastly, I personally believe this may be the most important, is knowing what they owe and on what. You don't want to blindly be taking on lots of debt that you are unprepared for. Once you know what they owe, you can (together) come up with a plan in regards to repaying the debt. Also, it wouldnt be bad to know their credit score. Eventually you will may have to buy something on credit, and knowing that at least one of you can get a loan approval may be neccessary.

Finances play a big factor is the happiness/stress of one's relationship. Airing the much needed out in the open is one way in which you may be solving a problem before it ever becomes an issue.

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Dating on a Dime

In an attempt to save some moo-lah (money) and an attempt to develop healthier eating habits, the boyfriend and I decided to put a limit on eating out. When eating out, one of the two following criteria must be met:

1. We must have a coupon to eat there.
2. We must share the meal. (ordering one entree for 2 people)

And so far so good.

The boyfriend recently purchased a coupon book from Groupon, that has made the endeavor a little easier.

So far meals have broke down as follows:

-Dinner with Amy, at Camille's (a local sidewalk cafe), purchased two sandwiches, that came with two orders or chip and salsa and two drinks for a little over ten dollars~ after a buy one sandwich get one free coupon from the trusty book. The free meal was ran by the boyfriends house after hanging out with amy.

-For the good ole two-month anniversary, we enjoyed some food at CityBites, which just happens to be the boyfriends favorite place to eat and we happened to have another buy one menu item, get one free. He had a sandwich, I had a potatoe.

-We have also delighted into Sonic 'buy one extra long coney, get one free'

-And Jamba Juice 'buy one, get one free as well.'

Also, two outings (taken for lack of wanting to cook and for convienance), we shared a #10 (10 pc nuggets) from Mcdonalds, and 3 cheese chicken nachos from Qdoba.

......and yes, I actually do sometimes cook some meals. So I'd say so far so good. And I feel like we are really seeing a difference in the bank accounts.

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